EPF & ETF Calculator Sri Lanka – Accurate Year-End Balance Calculation

Tracking your EPF and ETF contributions in Sri Lanka can be tricky, especially when considering monthly contributions, interest rates, and year-end balances. Our EPF & ETF Calculator Sri Lanka helps employees calculate their monthly EPF/ETF contributions, interest accumulation (EPF: 11%, ETF: 9%), and total year-end balances effortlessly. Simply enter your Basic Salary, Fixed Allowance, COL Allowance, and previous year’s opening balance, and get an accurate breakdown of your contributions for the year.

How to Use the EPF & ETF Calculator

Using the calculator is simple and user-friendly. Follow these steps:

1. Enter your Basic Salary, Fixed Allowance, and COL Allowance.
2. Add the Opening Balance of your EPF and ETF from the previous year.
3. Click Calculate.

The calculator will generate:

• Monthly EPF Employee Contribution (8%)
• Monthly EPF Employer Contribution (12%)
• Monthly ETF Employer Contribution (3%)
• Accumulated yearly EPF interest (11%)
• Accumulated yearly ETF interest (9%)
• Year-end EPF and ETF balances

The tool provides a clear first-half (Jan-Jun) and second-half (Jul-Dec) statement, making it easier to track contributions and interest.

Why You Should Use This EPF & ETF Calculator

• Quickly calculate monthly EPF and ETF contributions for both employees and employers.
• Track your interest accumulation for EPF (11%) and ETF (9%).
• Generate year-end balances to plan your finances better.
• Accurate first-half and second-half statements for the entire year.
• Free, fast, and mobile-friendly tool.

Understanding EPF and ETF in Sri Lanka

EPF (Employees’ Provident Fund) and ETF (Employees’ Trust Fund) are mandatory in Sri Lanka. Employees contribute 8% of their total basic salary plus allowances to EPF, while employers contribute 12% to EPF and 3% to ETF. The government also provides annual interest rates on these contributions: EPF at 11% and ETF at 9%. Our calculator automatically applies these rates to show your year-end balance, helping you stay financially informed.

Printable EPF/ETF Statement

After calculating, the tool generates a clean, printable EPF & ETF statement, showing all monthly contributions, employer contributions, and interest accumulation. This makes it perfect for personal records, audits, or official submissions.

Frequently Asked Questions (FAQ)

FAQ 1: How is the EPF & ETF calculated?
Answer: EPF is calculated as 8% employee contribution and 12% employer contribution on the sum of Basic Salary, COL Allowance, and Fixed Allowance. ETF is 3% employer contribution. Interest is calculated at EPF: 11%, ETF: 9% annually.

FAQ 2: Can I see monthly contributions?
Answer: Yes, the calculator generates monthly EPF and ETF contributions separately, including accumulated interest.

FAQ 3: Does the calculator provide year-end balance?
Answer: Yes, it automatically calculates year-end EPF and ETF balances with interest for both employee and employer contributions.

FAQ 4: Is the tool mobile-friendly?
Answer: Yes, the calculator is fully mobile-optimized and works on all devices.